Payment Options and Insurance
Dental care should fit your needs and your budget. Dentistry For You works with a range of dental insurance plans and offers several ways to pay for treatment, including financing through Cherry and CareCredit for eligible patients.
Before treatment begins, we’ll explain the recommended care, review the expected cost, and help you understand your insurance benefits and payment options. If you need more than one procedure, we can also discuss priorities and a treatment plan that works for your needs.
Dental Insurance Plans We Work With
Dentistry For You works with more than 20 dental insurance plans. Your coverage and out-of-pocket costs depend on your individual policy, so it's worth checking your benefits before starting treatment.
We also work with United Concordia coverage, including TRICARE and the Active Duty Dental Program. Veterans referred for dental care through the VA Community Care Network may also be eligible to receive care at our Broken Arrow office.
Insurance participation can vary by plan. Call (918) 355-1391 with your insurance card handy, and our team can help check your specific coverage.
How We Help You Understand Your Benefits
Dental insurance can be confusing, especially when you're trying to understand what a treatment will cost. When you provide your insurance information, our team can contact your carrier to review your benefits and estimate what your plan may pay.
Before treatment begins, we'll discuss:
- The recommended treatment and estimated cost.
- The portion your insurance is expected to cover.
- Your estimated out-of-pocket expense.
- Available payment options for any remaining balance.
Your insurance company makes the final coverage determination when it processes the claim, so an estimate is not a guarantee of payment. Our goal is to help you understand the expected costs before you decide how to proceed.
Understanding Dental Insurance Coverage
Most dental plans group services into categories, and coverage varies from one policy to another. Preventive services, such as routine exams and cleanings, may receive a higher level of coverage than other treatments. Fillings and extractions may have different cost-sharing requirements, while crowns, bridges, and dentures may fall under major services.
Plans may also include deductibles, waiting periods, frequency limits, annual maximums, or exclusions. Cosmetic treatments, such as teeth whitening, are generally not covered when performed solely to improve appearance.
If you’re unsure whether a treatment is covered, ask us to review your benefits rather than assuming you’ll have to pay the entire cost yourself.
Making the Most of Your Dental Benefits
Many dental insurance plans have an annual maximum—the limit the plan will pay toward covered care during a benefit year. Your plan’s benefit year may follow the calendar year or another schedule, depending on the policy.
If you need several procedures, timing may affect how you use your available benefits. When clinically appropriate, we can discuss whether it makes sense to schedule some treatment in one benefit period and the remainder in another.
We’ll help you understand your options, but recommended treatment should always be planned around your dental health and your insurance details—not just the calendar.
Payment Plans and Financing
If you don’t have dental insurance, or your plan doesn’t cover the full cost of treatment, there may still be ways to manage the expense.
Dentistry For You offers financing through Cherry, our main financing partner, and also accepts CareCredit. For patients who qualify, these programs may allow eligible treatment costs to be paid over time rather than all at once.
Financing is subject to approval and each provider’s terms. Our team can explain the options available and help you understand the costs before you commit to treatment.
If you need several procedures, we can also discuss which concerns should be addressed first and whether the remaining care can be planned over time.
Getting an Estimate for Dental Treatment
The cost of dental treatment depends on your individual needs and the care recommended after an examination. Once the dentist has evaluated your oral health, our team can explain the proposed treatment and provide an estimate.
If you have insurance, we’ll help review your benefits and estimate your expected portion. If there’s a remaining balance, we’ll explain the available payment methods and financing options.
You should have a clear understanding of the recommended care and expected cost before agreeing to treatment.
Questions About Insurance or Payment?
You don’t have to figure out your dental benefits on your own. Call Dentistry For You in Broken Arrow at (918) 355-1391 with your insurance card handy, and our team can help you review your options.